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    The Plum Card®

    The Plum Card®

    A unique business charge card offering cash flow flexibility. Earn 1.5% cash back when paying within 10 days, OR take up to 60 days to pay interest-free. No preset spending limit, up to 99 free employee cards.

    Welcome Offer

    No traditional welcome offer. Value comes from early payment discount or extended payment terms.

    Best For: Small businesses needing cash flow flexibility with extended payment terms or early payment discounts

    $250 Annual Fee

    American Express's secure site

    Terms & restrictions apply. See rates & fees disclaimer.

    LUXE AI publishes independent editorial content to help you understand and use credit card benefits more intelligently. We may earn compensation from partners when you engage with certain offers. Our recommendations are not influenced by card issuers. Our analysis and recommendations are created independently and are not reviewed or influenced by any card issuer prior to publication.

    Credit card terms, benefits, and offers are subject to change and may not always reflect the most current information. We encourage readers to verify details directly with the card issuer. Nothing on this site constitutes a guarantee of accuracy, approval, or availability.

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